Modern lending

Sleek, verified, and ready within minutes.

Experience a dark, polished application journey inspired by Bloom’s green-and-charcoal palette. Every submission routes through secure OTP, carrier validation, and Cloudflare protections.

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Snapshot

01

OTP-first flow

Firebase SMS verification happens before your data is processed.
02

Carrier intelligence

NumVerify ensures every number is SMS-ready and reputable.
03

Cloudflare shielding

CORS-locked APIs, invisible reCAPTCHA, and zero build static hosting.

Personal

Direct with James

Applications go straight to James Garliepp — no call centers, no middlemen.

Polished

Dark, cohesive UI

Tailored to the Bloom palette: rich charcoal layers with crisp green accents.

Reliable

Infrastructure ready

Cloudflare Pages, Firebase Auth, and Formspree deliver enterprise-grade uptime.

Security pillars

Phone intelligence: Server-side NumVerify checks line type, carrier, and country to stop VOIP spam.
OTP enforcement: Invisible reCAPTCHA + Firebase sign-in ensures the number is owned by the applicant.
Encrypted delivery: Formspree TLS + private inbox rules keep sensitive data off shared systems.

Talk to James

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